UCCU Hours of Operation: Making the Most of Your Time

Have you ever found yourself needing to run to the bank, but unsure if your local USU Federal Credit Union (UCCU) branch is open? Or maybe you’re considering becoming a UCCU member and want to know if their hours align with your schedule. Whatever the reason, we’ve got you covered! In this article, we’ll dive into UCCU’s hours of operation and answer some frequently asked questions. So let’s get started!

UCCU’s Regular Hours

Note: These hours may vary by location, so it’s always a good idea to double-check with your local branch. However, here are UCCU’s standard operating hours:

• Monday – Friday: 9:00 AM – 6:00 PM

• Saturday: 9:00 AM – 3:00 PM

• Sunday: Closed

Holiday Hours

UCCU observes several holidays and may adjust their hours accordingly. Here are some key dates to keep in mind:

• New Year’s Day

• Martin Luther King Jr. Day

• President’s Day

• Memorial Day

• Independence Day

• Labor Day

• Columbus Day

• Veterans Day

• Thanksgiving Day

• Christmas Day

On these holidays, UCCU branches may be closed or have reduced hours. Be sure to check with your local branch for specific holiday hour information.

Drive-Up and Night Drop Services

If you’re short on time or can’t make it to the branch during regular hours, don’t worry! Many UCCU branches offer drive-up and night drop services. Drive-up hours vary by location, but they’re typically available during regular business hours. Night drop services, on the other hand, allow you to deposit checks and other items after hours. Simply drop your items in the secure night drop box, and UCCU will process them the next business day.

ATM and Online Banking Options

When UCCU branches are closed, you can still access your accounts through ATMs and online banking. UCCU is part of the Co-op ATM network, which means you can use over 30,000 surcharge-free ATMs nationwide. Plus, UCCU’s online banking platform allows you to check your account balances, transfer funds, and pay bills from the comfort of your own home.

Mobile Banking App

For even greater convenience, UCCU offers a mobile banking app. With the app, you can deposit checks, view account balances, transfer funds, and more – all from your smartphone. The app is available for both iOS and Android devices, making it easy to manage your finances on-the-go.

FAQs

We’ve compiled a list of frequently asked questions to help you make the most of your time with UCCU:

1. What are UCCU’s hours of operation?

UCCU’s regular hours are Monday – Friday, 9:00 AM – 6:00 PM, and Saturday, 9:00 AM – 3:00 PM. However, these hours may vary by location, so it’s always a good idea to double-check with your local branch.

2. Are UCCU branches open on holidays?

UCCU observes several holidays and may adjust their hours accordingly.

On these holidays, UCCU branches may be closed or have reduced hours. Be sure to check with your local branch for specific holiday hour information.

3. Does UCCU offer drive-up services?

Yes, many UCCU branches offer drive-up services during regular business hours. Check with your local branch for specific drive-up hours.

4. Can I use the night drop box after hours?

Yes, UCCU’s night drop boxes allow you to deposit checks and other items after hours. UCCU will process these items the next business day.

5. How can I access my accounts when UCCU branches are closed?

You can access your accounts through ATMs, online banking, and UCCU’s mobile banking app. UCCU is part of the Co-op ATM network, which means you can use over 30,000 surcharge-free ATMs nationwide. Plus, UCCU’s online banking platform and mobile app allow you to check your account balances, transfer funds, and pay bills from the comfort of your own home.

6. What is the Co-op ATM network?

The Co-op ATM network is a group of over 30,000 surcharge-free ATMs nationwide. UCCU is part of this network, so you can use these ATMs without incurring any additional fees.

7. Does UCCU offer mobile banking?

Yes, UCCU offers a mobile banking app for both iOS and Android devices. With the app, you can deposit checks, view account balances, transfer funds, and more – all from your smartphone.

8. How do I deposit checks using the mobile banking app?

To deposit checks using the UCCU mobile banking app, simply open the app and select “Deposit Check.” Follow the on-screen instructions to endorse the check, take a photo of it, and submit the deposit. UCCU will process the deposit and credit your account.

9. Is there a fee for using UCCU’s mobile banking app?

No, UCCU does not charge a fee for using their mobile banking app. However, your mobile carrier may charge fees for data usage, so be sure to check with them for specific information.

10. Can I use UCCU’s mobile banking app while traveling?

Yes, UCCU’s mobile banking app is available for use while traveling. However, you may not be able to use certain features, such as mobile check deposit, if you’re in an area with poor cell service or Wi-Fi connectivity. Be sure to plan accordingly and use alternative methods, such as ATMs or online banking, when necessary.

We hope this article has been helpful in answering your questions about UCCU’s hours of operation. Remember, UCCU offers a variety of convenient services, such as drive-up and night drop options, ATMs, online banking, and a mobile banking app, to help you manage your finances on your own terms. Happy banking!