SEFCU Hours of Operation: A Comprehensive Guide to SEFCU Branch and ATM Hours

Have you ever found yourself needing to visit a SEFCU branch, only to realize that you’re not sure when they’re open? Or maybe you’re considering becoming a SEFCU member and want to know more about their hours of operation before making a decision. Whatever your reason, you’ve come to the right place! In this article, we’ll provide a comprehensive guide to SEFCU hours of operations, as well as answer some frequently asked questions about the credit union’s hours and services.

SEFCU Branch Hours

SEFCU has branches located throughout the Capital Region of New York, including in Albany, Schenectady, Troy, and Saratoga Springs. The hours of operation for each branch may vary slightly, but generally, SEFCU branches are open:

  • Monday: 9:00 AM – 5:00 PM
  • Tuesday: 9:00 AM – 5:00 PM
  • Wednesday: 9:00 AM – 5:00 PM
  • Thursday: 9:00 AM – 5:00 PM
  • Friday: 9:00 AM – 6:00 PM
  • Saturday: 9:00 AM – 1:00 PM
  • Sunday: Closed

It’s important to note that some branches may have different hours on holidays, so be sure to check the SEFCU website or call your local branch to confirm their holiday hours.

SEFCU ATM Hours

If you need access to your account outside of branch hours, SEFCU also has ATMs available 24/7. SEFCU is part of the CO-OP Network, which means that SEFCU members have access to over 30,000 surcharge-free ATMs across the country. Here are a few things to keep in mind when using a SEFCU ATM:

  • SEFCU ATMs are available at all branch locations and some select retail locations.
  • You can use your SEFCU debit or ATM card to withdraw cash, make deposits, transfer funds, and more.
  • SEFCU ATMs accept deposits of cash and checks, but be sure to endorse your check before depositing it.
  • If you’re using a non-SEFCU ATM, be aware that you may be charged a fee by the ATM owner.

SEFCU Online and Mobile Banking Hours

If you prefer to do your banking online or through your mobile device, SEFCU offers 24/7 access to your accounts through their online and mobile banking platforms. Here are a few things you can do through SEFCU’s digital banking channels:

  • Check your account balances and transaction history
  • Transfer funds between your SEFCU accounts or to external accounts
  • Pay bills and set up automatic payments
  • Deposit checks using your mobile device
  • Send and receive money with Zelle

SEFCU Holiday Hours

SEFCU branches are closed on the following holidays:

  • New Year’s Day
  • Martin Luther King Jr. Day
  • Presidents’ Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Columbus Day
  • Veterans Day
  • Thanksgiving Day
  • Christmas Day

However, SEFCU ATMs are still available for use on these holidays, and online and mobile banking are available 24/7.

FAQs

1. Is SEFCU open on Saturdays?

Yes, SEFCU branches are open on Saturdays from 9:00 AM to 1:00 PM.

2. Can I use my SEFCU debit card at non-SEFCU ATMs?

Yes, you can use your SEFCU debit card at any ATM, but be aware that you may be charged a fee by the ATM owner if it’s not part of the CO-OP Network.

3. What are SEFCU’s online and mobile banking hours?

SEFCU’s online and mobile banking platforms are available 24/7, allowing you to access your accounts and perform transactions at any time.

4. Is SEFCU open on Presidents’ Day?

No, SEFCU branches are closed on Presidents’ Day, but ATMs and online/mobile banking are still available for use.

5. Can I deposit checks using my mobile device?

Yes, SEFCU’s mobile banking app allows you to deposit checks using your mobile device.

6. What holidays are SEFCU branches closed on?

SEFCU branches are closed on New Year’s Day, Martin Luther King Jr. Day, Presidents’ Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. However, ATMs and online/mobile banking are still available for use on these holidays.

7. Can I pay bills using SEFCU’s online banking platform?

Yes, you can pay bills and set up automatic payments using SEFCU’s online banking platform.

8. What is the CO-OP Network?

The CO-OP Network is a network of surcharge-free ATMs that SEFCU members have access to. This means that SEFCU members can use any ATM in the network without being charged a fee.

9. Can I transfer funds between my SEFCU accounts and external accounts using online banking?

Yes, you can transfer funds between your SEFCU accounts and external accounts using SEFCU’s online banking platform.

10. Is SEFCU open on Sundays?

No, SEFCU branches are closed on Sundays, but ATMs and online/mobile banking are still available for use.

Conclusion

We hope this article has provided a helpful guide to SEFCU hours of operations, as well as answered some frequently asked questions about SEFCU’s hours and services. Whether you prefer to do your banking in person, through an ATM, or online/mobile, SEFCU has you covered with flexible hours and convenient access to your accounts. If you have any further questions or concerns, don’t hesitate to reach out to SEFCU directly for assistance.

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